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CHIP Program

ommunity Housing Investment Partnership

CHIP funds are now available for 2017

The Unified Government of Wyandotte County/Kansas City Kansas, through the Housing and Community Development Department is offering a second mortgage for homebuyers.  This program is called the Community Housing Investment Program (CHIP).

CHIP is designed to leverage private mortgage funds to assist targeted income households in purchasing a home. Funds for the second mortgage are provided through Housing Urban and Development HUD/HOME program. 

  • Maximum Purchase Price

    Maximum allowable purchase price $147,000.00 on existing properties an $224,000.00 on new construction. Approved applicants can receive a maximum of $14,999.00 in CHIP funding (which equals 20% of $75,000.00). Funding for properties that exceed the sale price of $75,000.00 will be capped at $14,999.00.

  • Homeownership Requirements
    Applicants cannot own any real estate at time of closing, or be a previous CHIP participant.

  • CHIP Income Guideline
    The eligible loan amount is based according to the HUD median income level. Eligible household income must be at or below 80 percent of the area median.
     HUD Median Income Levels  Subsidy as a percent of the selling price

     80% and below  --------------  

     20% subsidy - Not to Exceed $14,999.00

To determine if you qualify for the CHIP Program, please get started by selecting one of the links below for additional information.




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Address Hours Wilba Miller Phone Numbers
City Hall 8:00 am to 5:00 pm Director P: (913) 573-5100
701 N 7th Street Monday - Friday Email F: (913) 573-5115
8th Floor      
Kansas City, KS      

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