Rob Richardson, Director
701 N. 7th Street, Suite 423
Office Hours: Monday thru Friday, 8:00 am to 5:00 pm
Protect Your Property from Flooding
Floods are one of the most common hazards in the United States, however not all floods are alike. Some floods develop slowly, while others such a flash floods, can develop in just a few minutes and without visible signs of rain. Additionally, floods can be local, impacting a neighborhood or community, or very large, affecting entire river basins and multiple states. Floodplains are home to nearly 10 million households. In an average year, floods kill 150 people and cause over $3 billion in property damage. National average annual flood losses continue to increase. Below are resources to assist in flood protection.
Protecting your property from flooding can involve a variety of actions, from inspecting and maintaining the building to installing protective devices. Most of these actions, especially those that affect the structure of your building or their utility systems, should be carried out by qualified maintenance staff or professional contractors licensed to work in your state, county, or city. One example of flood protection is using flood-resistant construction materials.
Flood Insurance for your Property
Just an inch of water can cause costly damage to your property. Flash flooding usually causes more damage to a building's contents than damage to the building itself. You'll want to think about coverage for your personal property items as well as the structure of your building. Your personal belongings help make your house, apartment, condominium, mobile home, or co-op unit a home. You don't want to risk losing them in the event of a flood.
The Unified Government of Wyandotte County participated in the National Flood Insurance Program (NFIP) which is a program administered by FEMA and provides discounted flood insurance to our community. It is sold by most insurance companies. Your local agent can help you get coverage. You should also review the limits and exclusions of the policy carefully with your agent.
For more information on NFIP, visit www.floodsmart.gov.
Please note there is a waiting period before your flood insurance coverage becomes effective:
- The standard waiting period for a Flood Insurance Policy to go into effect is 30 days from the application and premium payment date.
- One exception to this rule occurs when Flood Insurance is required for a mortgage loan, in which case the effective date for Flood Insurance coverage is the loan closing date.*