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Community Development

HELP Loan – Housing Enhancement Loan Program

Constance Bones, Program Coordinator
701 North 7th Street
Phone: 913-573-573-5100
Fax: 913-573-5115
Email: cbones@wycokck.org 

Office Hours are Monday thru Friday, 8 a.m. to 5:00 p.m. 

This program has been suspended indefinitely 

Purpose 

The Unified Government's Housing Enhancement Loan Program (HELP) is designed to assist homeowners upgrade major systems in their homes to comply with current Unified Government building codes.

Eligible Uses 

Electrical Repair

Heating and Ventilation Systems Failure

Energy-Related Improvements

Electrical and Wiring Systems Failure

Lead-Based Paint Hazards

Plumbing Systems Failure

Sewer and Septic Systems Failure

Structural Systems Failure (roof, foundation)

Handicap Accessibility



Please Note: This is NOT a Remodeling Program
 

Rehabilitation costs may include work items in the above categories and demolition of existing structures. Refinancing of outstanding mortgages may occur when necessary to reduce the overall housing costs to the applicant and make the housing more affordable. The maximum loan, including refinance, may not exceed $25,000. Housing expenses to income are not to exceed 30% and the total debt is not to exceed 40% of the gross household income. Up to 20% of the rehab cost may include general property improvements of a non-luxury nature after all code violations have been eliminated and the borrower can afford such items.

  • Eligibility Requirements
  • Guidelines
  • Policies and Procedures

 NOTE: The Unified Government reserves the right to change, cancel, or amend this program without notice to applicants. 



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